Armleasing has joined the European Investment Bank (EIB) "Economic Confrontation of Armenia" program, which aims to support small and medium-sized enterprises and mid-cap organizations of the Republic of Armenia operating in the fields of manufacturing, tourism and agriculture in energy efficiency ("green investments"), women's entrepreneurship and for the purpose of sub-loans (projects) aimed at promotion of regional development, digitization and automation.

 

Main financing conditions
Subject of lease
  • Production equipment
  • Agricultural equipment
  • Energy efficient equipment
  • Digitization and automation equipment
  • Cargo vehicles
  • Other basic assets
Financing areas
  • Tourism
  • Agriculture
  • Industry
Funding directions 
  • Energy efficiency: green investments
  • Women's entrepreneurship
  • Promotion of regional development
  • Digitization and automation
Lessee
  • small and medium enterprises (SMEs)
  • mid-cap companies (Mid-Link)
Currency
  • AMD
Advance payment
  • Starting from 20%
Lease term
  • 24 - 90 months
Annual nominal interest rate
  • 0.1% - 9.5 %
Annual effective interest rate
  • 0.1 % - 10.75 %
Minimum and maximum funding limit
  • Minimum՝    500,000 AMD   
  • Maximum՝ 250,000,000 AMD
One-time lease commission
  • 0%-1%
Penalties
  • For overdue lease payment 0.13% (daily)
Insurance of the leased object*
  • Up to 0.3% of the property

EIB - European Investment Bank is the lender of the European Union. The EIB is one of the largest financial institutions.
It helps the economy. creates jobs, promotes equality and improves life for EU citizens and people in developing countries.
EIB has more than 60 years of project financing experience.


The advantage of the program - the beneficiaries are financed at a preferential interest rate, which is significantly lower than the interest rate of other similar leasings offered by Armleasing without EIB financing.

 

                                                                                                                                                                                  * The company cooperates with all insurance companies.

** The leasing rate depends on the riskiness of the transaction, the type of property to be purchased and the specifics of the business.

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